Nevada mortgage expertise • Purchase • Refinance • InvestmentNMLS 93971 CONCEPT DEMO
Capital for the city that builds boldly
The Las Vegas Capital Desk

Las Vegas moves fast.
Your financing should too.

Institutional discipline. Local judgment. Mortgage solutions designed for homeowners, investors, and entrepreneurs across Southern Nevada.

25+Years of experience
16Loan program categories
LocalLas Vegas market focus
DirectSenior advisor access
Our capabilities

A capital solution for
every kind of ambition.

From a first set of keys to a sophisticated investment portfolio, we structure financing around your income, property, and long-term strategy.

01 / COREConventional

Competitive fixed and adjustable options for qualified buyers.

02 / ACCESSFHA & VA

Government-backed paths built for accessibility and service.

03 / PRIVATEJumbo

High-balance financing for exceptional Las Vegas properties.

04 / INVESTORDSCR

Property cash-flow qualification, including no-ratio options.

05 / BUSINESSBank Statement

Flexible income documentation for entrepreneurs and owners.

06 / GLOBALITIN & Foreign National

Specialized paths for globally connected buyers.

07 / EQUITYHELOC & HELOAN

Put existing home equity to work with clear options.

08 / BESPOKEPrivate Money

Alternative capital for time-sensitive or unique scenarios.

Mortgage intelligence

See the numbers before you make the move.

Adjust the home price, down payment, rate, term, taxes, insurance, and HOA to estimate your complete monthly housing payment.

Illustrative estimate only. Actual payment, rate, taxes, insurance, mortgage insurance, and eligibility vary. Speak with a licensed mortgage professional for a personalized quote.
Estimated monthly payment$4,775
Principal & interest: $4,298
Taxes & insurance: $583
HOA & PMI: $175
Estimated loan: $680,000
Leadership

Experience at every seat.

Direct access to mortgage professionals who understand Las Vegas, specialized loan programs, and the details that keep a transaction moving.

Jonathan Fesser, Mortgage Advisor
Mortgage Advisor

Jonathan Fesser

NMLS 2225687

Bonnie Clockel, Mortgage Advisor
Mortgage Advisor

Bonnie Clockel

NMLS 1906508

The process

Clear at every turn.

Complex financing deserves a disciplined process and plain-language communication.

01

Discover

We learn your goals, financial profile, timing, and the property strategy.

02

Structure

We compare programs and shape the financing around the full picture.

03

Pre-Approve

A clear budget and strong pre-approval help you move with confidence.

04

Validate

Documentation and appraisal establish the foundation for underwriting.

05

Execute

We coordinate conditions, approval, and closing with precise follow-through.

06

Stay Close

Our relationship continues after closing, refinance, or portfolio expansion.

Make your next move unmistakably Las Vegas.

Start with a private, no-pressure mortgage consultation.

Reserve a consultation